Understanding Tenant Rights: Maximum Late Fee in Cook County

If you're a renter in Cook County, it's important to know your rights and responsibilities under the Cook County Residential Tenant Landlord Ordinance (RTLO). One provision of the RTLO that affects many renters is the maximum late fee provision.

Under the RTLO, landlords can charge a late fee if a tenant fails to pay rent on time. However, the maximum late fee that can be charged is capped at a certain amount. Currently, the maximum late fee that landlords can charge in Cook County is $10 per month for the first $1000 of rent, and 5% of the rent for any amount over $1000.

Example #1:

Rent = $1,000 per month.

The maximum late fee a landlord can charge is up to $10 for the first $1000 of rent and an additional $0 (5% of the remaining $0) for the remaining amount, for a total late fee of $10.

Example #2:

Rent = $1500 per month.

The maximum late fee a landlord can charge is up to $10 for the first $1000 of rent and an additional $25 (5% of the remaining $500) for the remaining amount, for a total late fee of $35.

What happens if a landlord charges a late fee that exceeds the maximum allowed under the Cook County RTLO?

If the landlord violates this law, the tenant may be able to take legal action to recover the excess amount. Additionally, if a landlord violates any provisions of the RTLO, including the maximum late fee provision, a tenant may be able to seek damages or other remedies in court.

If you have questions or concerns about your landlord's actions or your rights as a tenant, you may want to consult with a legal professional who specializes in landlord-tenant law.